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Financial stability and strength of an insurance company should be a major consideration when purchasing an insurance contract. Active duty service members, retired service members and their dependents are covered through the Department of Defense Military Health System (MHS).
"Portability" of group coverage
Two federal laws address the ability of individuals with employment-based health insurance coverage to maintain coverage.
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) enables certain individuals with employer-sponsored coverage to extend their coverage if certain "qualifying events" would otherwise cause them to lose it
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